The Credit Challenge

I recently had someone ask the question, if you take out a new car loan, will your score drop?  That is a great question, and I’m sure you may be wondering this as well.

Here’s what I told him;

Understanding how credit is scored is a powerful way to establish yourself and your credit scores. Many people want to maximize their credit, however, they really don’t understand the very basics, which will hinder then when it comes to

Identity theft has been a real epidemic as of late, and it can happen without you knowing about it. According to the FTC, 10% of people that have suffered identity theft said that the thieves managed to accumulate over

When is the last time you reviewed your credit?  This is an important thing to consider, because millions of people are suffering from a low credit score due only to errors in their credit report.

Think about it, people

Recently, I was on a forum pertaining to credit and I came across someone who had their credit score dramatically decrease.  Can you believe that his score dropped 100 points in about a months time?

Like many people, he

On my last post yesterday giving you some credit repair tips by knowing about credit inquiries, I mentioned to you about credit ’scare tactics’ that some lender use.

Why do I call it credit scare tactics?  Well, here’s

There are many people that tell us that pulling your credit and having credit inquiries will always damage your credit score.  Well, I want to shine some light on the subject, because that is not always true.

Before we can