The Credit Challenge

I’ve talked to many people over time who have been told about sending letters to their creditors to clear off items from their credit. This is definitely a great approach to take when working to improve your credit score.

Although sending out letters is a very effective method of boosting your credit score, there is one major thing that most people forget.

What is that you may ask?

Simple, it is to continue following up after the initial credit letter is sent out. You see, just because you send one letter doesn’t automatically mean that it will all work out.

A more powerful approach is actually to have a credit reporting service that will give you access to your credit score each month. That way, you can monitor if the letters worked or not.

If your letter worked, you would see those negative items removed from your credit. If not, you would know that sending another letter the following month would be your next step.

The point is, the magic is in the follow up. Be sure to check to see if you’ve gotten results. Only then will you truly know what else is left.

This approach is what major credit repair agencies take to clear your credit. They just use a system to continually monitor the results of the letters they send on your behalf, and then send them over and over again until they can clear those items off of your credit report.

So knowing this, you can take the same approach that credit repair agencies take, but save yourself the money that they would normally charge.